Many Maryland homeowners who suffer the financial damages of a flood never dreamed they’d ever experience one. They believed their homeowners insurance would protect them — and discovered otherwise, to their regret.
For these reasons and many others, flood insurance is a powerful safety net to guard against the unforeseen damages of a sudden flood. The right policy can protect you against losses resulting from heavy rains, flood surges, snow melts, storm drain backups, etc.
Standard Coverage
Communities that are participating in the National Flood Insurance Program can enable residents to cover themselves with a standard flood insurance policy. You may apply for building coverage and contents coverage separately if this is the route you choose to go.
Preferred Risk Flood Coverage
Buildings (residential or commercial) in a low or moderate risk zone may qualify for a relatively low-cost preferred risk policy. Zones such as these are more likely to be affected by small rather than large floods.
At Advantage Insurance Group, we can help you select the policy that’s right for you.
Call now for more information.
Let our flood insurance specialists set you up with the coverage you need. Call or email us now, or fill in the contact form on this page, for our free, no-obligations quote.
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