Employee Benefits

Voluntary Benefits (Disability, Critical Illness, Accident, Spouse/Dependent Coverage, Supplemental Life, Group Term Life).

• Employee or employer paid.
• Pre-tax payroll deductible.
• IRS 125 setup (no additional fees).
• Minimal participation requirements (groups as small as three qualify).
• Coverage is permanent and portable.

Health & Dental Insurance

• PPO, HMO, POS – Dual options within same group.
• HSA & HRA (health savings accounts).
• On–Line service.
• Design your own plan within your budget.

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